Tax1099 Pricing: The Complete Breakdown
Looking for actual Tax1099 pricing numbers? You're in the right place. Tax1099 uses a tiered, volume-based pricing model that can get confusing fast—especially once you factor in the add-ons. I'll break down exactly what you'll pay based on your filing volume and needs.
Tax1099 Pricing Overview
Tax1099 operates on a pay-per-form model with three subscription tiers. The good news: there's no upfront fee required with the Essential plan, so you can start filing without committing money upfront. The pricing structure rewards volume—file more forms, pay less per form.
Essential Plan (Pay-As-You-Go)
This is Tax1099's base tier with no annual subscription. You simply pay per form filed:
- 1-20 forms: $2.99 per form
- 21-150 forms: $2.19-$2.30 per form
- 151-500 forms: $1.25-$1.31 per form
- 501-1,000 forms: $0.68 per form
- 1,000+ forms: Custom pricing
The Essential plan is best for seasonal filers or businesses with low volume who want flexibility. You can start the filing process without any upfront fee or credit card requirement.
eFile Plus Plan ($249/year)
The eFile Plus subscription adds features beyond the basic Essential plan. You still pay per-form fees on top of the annual subscription, but you get additional functionality for managing your filings more efficiently.
Enterprise/Scale Plan ($349/year)
The top tier is built for high-volume filers and large enterprises. It includes API access, bulk TIN matching workflow, user management, and notice handling. This plan makes sense if you're filing thousands of forms across multiple stakeholders and need custom integrations with real-time alerts.
Add-On Services and Their Costs
Here's where Tax1099 pricing gets tricky. The per-form costs above only cover IRS e-filing. Most businesses need additional services:
TIN Matching
- Real-time TIN matching: $1 per TIN match
- Bulk TIN matching: $150 for 10,000 records
TIN matching validates taxpayer identification numbers against IRS records before filing. This helps avoid costly IRS penalties from incorrect TIN/name combinations. It's worth the extra cost—IRS penalties for late filing range from $60 to $330 per form.
Recipient Delivery Options
- IRS-compliant eDelivery: $0.25 per form (sends copies via secure portal)
- Print & Mail (U.S.): $1.90 per form
- Print & Mail (International): $4.99 per form
Note: USPS mail requests during the final 5 days of filing season (through Feb 2) incur an additional $1 Rush-Hour Fee per mail.
Notice Management
Manage and track IRS notices for an annual subscription of $199.
Real Cost Examples
Let's look at what you'd actually pay in real-world scenarios:
Small Business: 10 Forms
- E-filing: 10 × $2.99 = $29.90
- TIN matching: 10 × $1 = $10
- eDelivery: 10 × $0.25 = $2.50
- Total: $42.40
Mid-Size Business: 100 Forms
- E-filing: 20 × $2.99 + 80 × $2.19 = $59.80 + $175.20 = $235
- TIN matching: 100 × $1 = $100
- eDelivery: 100 × $0.25 = $25
- Total: $360
Large Business: 500 Forms
- E-filing: 20 × $2.99 + 130 × $2.19 + 350 × $1.25 = $59.80 + $284.70 + $437.50 = $782
- TIN matching (bulk): ~$7.50 (prorated from $150/10,000)
- eDelivery: 500 × $0.25 = $125
- Total: ~$914.50
Tax1099 vs. Competitors
How does Tax1099 stack up against alternatives? Here's a quick comparison:
TaxBandits
- Federal filing: $2.75 per form
- State filing: $0.70 per form
- Multi-client dashboard popular with accounting firms
- Similar volume-based discounts
Track1099 (Avalara)
- Pay-as-you-go: $3.10 per form (1-15 forms)
- Volume pricing goes as low as $0.63 per form at 500+ forms
- Includes e-delivery, e-corrections, and PDF downloads with IRS filing
- Strong accounting software integrations
Yearli (by Greatland)
- Core plan: Free (pay per form at $6.39 standard)
- Performance: $129/year subscription + filing fees
- Premier: $799/year + filing fees with API access
1099Pro
- eFile-only: Starting at $499/year for up to 100 forms
- eFile + Print & Mail: Starting at $684/year
- Enterprise-grade features for high-volume filers
Tax1099's pricing is competitive for mid-volume filers (100-500 forms). For very small volumes, TaxBandits or 1099Online might be cheaper. For enterprise-scale operations, 1099Pro or custom Tax1099 pricing may make more sense.
What Tax1099 Does Well
- Flexible pay-as-you-go model: No commitment required to start filing
- Strong integrations: QuickBooks (Desktop & Online), Xero, BILL, NetSuite, Sage, and more
- Wide form support: 1099-NEC, MISC, INT, DIV, K, R, S, and many others, plus W-2s and payroll forms
- Real-time TIN matching: Validates TIN/name combos against IRS database
- Bulk upload options: Excel, CSV, API, and SFTP for high-volume filers
- Correction handling: Resubmit IRS-rejected forms at no additional cost
What Tax1099 Doesn't Do Well
Let's be honest about the downsides:
- Pricing confusion: Users report difficulty understanding the total cost with all add-ons
- Add-on costs stack up: Mailing, recipient portals, and state filing can significantly increase your bill
- Interface complexity: Can feel overwhelming if you only file once a year
- Support during peak season: Some users report challenges reaching support during the January crunch
- Historical issues: There have been past problems with W-2 submissions to the SSA, though Tax1099 states these are now resolved
Is Tax1099 Worth It?
Tax1099 makes sense if you:
- File between 50-1,000 forms annually
- Use QuickBooks, Xero, or other accounting software and want direct integration
- Need TIN matching to avoid IRS penalties
- Want flexibility without annual subscription commitments (Essential plan)
You might look elsewhere if you:
- Only file a handful of forms (check the IRS's free IRIS portal or simpler tools)
- Need enterprise-grade features with dedicated support (consider 1099Pro)
- Want everything bundled in one predictable price (Track1099 includes more in base pricing)
Getting Started with Tax1099
Creating an account is free—you don't pay until you actually file. Sign up, import your data (manually or via integration), validate with TIN matching, and submit to the IRS. The platform provides real-time status tracking so you can see exactly where your submissions are in the process.
If you're also managing payroll and need a full HR platform, check out our Gusto pricing breakdown or Gusto review for an all-in-one solution that handles W-2s, benefits, and more.
The Bottom Line
Tax1099's pricing is competitive but requires careful calculation. The base per-form costs look reasonable, but factor in TIN matching, recipient delivery, and any subscription fees before committing. For mid-volume filers who want strong integrations and don't mind paying for add-ons, it's a solid choice. Just make sure you budget for the full cost—not just the headline per-form price.